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The Janus Advantage

A 403(b)(7) plan is a tax-deferred retirement plan often available to employees of public schools or non-profit organizations. After carefully considering the effects of the Internal Revenue Service (IRS) regulatory changes regarding 403(b) accounts, Janus made the difficult decision to no longer participate as a vendor for 403(b) plans after December 31, 2008.

Effective January 1, 2009, Janus no longer accepts salary reduction contributions, rollover contributions, or transfers of assets into 403(b) plan accounts. For information about your existing Janus 403(b)(7) account, call one of our retirement specialists at 800.525.1093.


Please consider the charges, risks, expenses and investment objectives carefully before investing. Please see a prospectus , or if available, a summary prospectus containing this and other information. Read it carefully before you invest or send money.

A 403(b)(7) should be considered a long-term investment. 403(b)(7)s generally have expenses and account fees, which may impact the value of the account. Non-qualified withdrawals may be subject to taxes and penalties. For more detailed information about taxes, consult your tax attorney or accountant for advice.

Janus funds are offered only to US Citizens (or US Resident Aliens) residing in the United States or a US Territory, and the information on this Web site is intended only for such persons. Nothing on this Web site should be considered a solicitation to buy or an offer to sell shares of any Janus fund in any jurisdiction where the offer or solicitation would be unlawful under the securities laws of such jurisdiction.

If you're a non-US citizen or resident, please see the non-U.S. funds section of our site.

Tax information contained herein is not intended or written to be used, and it cannot be used by taxpayers for the purposes of avoiding penalties that may be imposed on taxpayers. Such tax information and any estate planning information is general in nature, is provided for informational and educational purposes only, and should not be construed as legal or tax advice.

Janus Distributors LLC