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529 College Savings Plan
The Janus Advantage

Time for college? A 529 College Savings Plan is one option to invest for higher-education for a child, a friend or for yourself. Its flexibility is a key advantage. Earnings grow tax-deferred, and withdrawals for qualified education expenses are federally tax-free. Some states also offer other state tax benefits that vary by state.

The assets withdrawn from a 529 account may be used at any accredited college or university. While in the 529 plan, the parent or donor stays in control of the assets.


Other ways to save for college

Janus Education Savings Account

Look inside. The Janus Way

Tomoko Kotaka

Research Associate


Committed to

Finding the Needle

in the Haystack



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Please consider the charges, risks, expenses and investment objectives carefully before investing. Please see a prospectus , or if available, a summary prospectus containing this and other information. Read it carefully before you invest or send money.

Janus funds are offered only to US Citizens (or US Resident Aliens) residing in the United States or a US Territory, and the information on this Web site is intended only for such persons. Nothing on this Web site should be considered a solicitation to buy or an offer to sell shares of any Janus fund in any jurisdiction where the offer or solicitation would be unlawful under the securities laws of such jurisdiction.

If you're a non-US citizen or resident, please see the non-U.S. funds section of our site.

College savings plans should be considered long-term investments and generally have expenses and account fees, which may impact the value of the account. Non-qualified withdrawals may be subject to taxes and penalties.

Pursuant to the Economic Growth and Tax Relief Reconciliation Act of 2001 ("EGTRRA"), qualified distributions from 529 College Savings Plans are federal income tax free. The provisions of EGTRRA will expire on December 31, 2010. Unless the law is extended by Congress and the President, the federal tax treatment of 529 plans will revert to its status prior to January 1, 2002.

Please consider the investment objectives, risks, charges and expenses associated with a 529 College Plan before investing.

More information about 529 College Savings Plans are available in the issuer's official statement and should be read carefully before investing.

Investors should consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

Tax information contained herein is not intended or written to be used, and it cannot be used by taxpayers for the purposes of avoiding penalties that may be imposed on taxpayers. Such tax information and any estate planning information is general in nature, is provided for informational and educational purposes only, and should not be construed as legal or tax advice.

Janus Distributors LLC