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Direct Rollover IRA
The Janus Advantage
 

Commonly used when leaving a job, a Direct Rollover is the movement of assets from a qualified retirement plan, such as your former company's 401(k) plan, directly to an eligible retirement plan, for example, a Janus IRA. Direct rollovers provide a convenient way to make sure your retirement assets maintain their tax-deferred status. With Janus, the process is simple. Please contact a Janus Retirement Specialist at 800.525.3713 for additional information.

Advantages of moving your employer's qualified retirement plan assets to a Janus IRA.

Control - you will no longer be limited by the investment options of your employer-sponsored plan.

Keep deferring - assets continue to grow tax-deferred.

Flexibility - you can convert your Traditional IRA to a Roth IRA once the money has been rolled over and if you are eligible for a Roth IRA.

Options - depending on your personal situation, you may use your IRA savings for educational purposes, first-time home purchases and other reasons without penalties.

Read more about Traditional IRAs and Roth IRAs for details


Begin your Direct Rollover online with Janus simply and easily

Direct Rollover as Easy as 1-2-3- Please refer to this helpful checklist to understand what information you will need to rollover an IRA account.

  1. Contact your former employer or the resigning trustee that manages your employer-sponsored plan before setting up a Janus IRA. Knowing what your plan requires (such as a Traditional IRA account number or letter of acceptance from Janus) will help speed your account setup.
  2. Once you've initiated your distribution request with your former employer, or if you have already received your check made payable to Janus for your benefit (FBO), you can begin the process online by clicking here.
  3. When you've completed the easy online process, you can track the status of your Direct Rollover at any time in Your Account.

Note: Direct rollovers usually take a few weeks, but are dependent on the resigning trustee's distribution schedule. Of course, you'll receive confirmation from us when the assets arrive at Janus.


Contact our specialists

Our direct rollover specialists will answer your questions and assist you through the entire process.

Call 800.334.1221

Mon to Fri, 9 am to 6 pm Eastern Time

 




Please consider the charges, risks, expenses and investment objectives carefully before investing. Please see a prospectus , or if available, a summary prospectus containing this and other information. Read it carefully before you invest or send money.

Be sure to consider all available options and the applicable tax consequences, fees and features of each option (stay with your former employer plan, roll over to a new employer plan, roll over to an IRA or cash out) before moving your retirement assets.

Tax information contained herein is not intended or written to be used, and it cannot be used by taxpayers for the purposes of avoiding penalties that may be imposed on taxpayers. Such tax information and any estate planning information is general in nature, is provided for informational and educational purposes only, and should not be construed as legal or tax advice.

A IRA should be considered a long-term investment. IRAs generally have expenses and account fees, which may impact the value of the account. Non-qualified withdrawals may be subject to taxes and penalties. Maximum contributions are subject to eligibility requirements. Depending on your eligibility, you may not be able to contribute the maximum amount. For more detailed information about taxes, consult IRS Publication 590 or your tax adviser regarding your personal circumstance.

Janus Distributors LLC