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Asset Allocation Planner
Planning
 

Before accessing the Asset Allocation Planner, please review and accept the following information.

  • The information generated by this asset allocation planning tool is for educational purposes only and should not be used or construed as financial advice, an offer to sell, a solicitation of an offer to buy, or a recommendation for any security. Janus Capital Management LLC does not guarantee that the information supplied is complete, or timely, or make any warranties with regards to the results obtained from its use. Janus cannot be responsible for any direct or incidental loss incurred by applying any of this information.
  • The various outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Other investment categories not considered may have characteristics similar or superior to those being analyzed. Diversification neither assures a profit nor eliminates the risk of experiencing investment losses.
  • All results and calculations from this tool are based upon a historical performance analysis of a selected "target" asset class mix to determine allocations. Please remember these model allocations are based solely on a hypothetical investor profile. Your personal circumstances may change over time so it may be appropriate for you and your financial advisor to re-evaluate your asset allocation strategy. Janus is not responsible for the completeness, accuracy, appropriateness of the information and assumptions you provide; such as your risk tolerance or investment objectives. Janus does not verify or review your financial or tax situation in any way. Consult your tax or financial advisor about your assets, income, and investment options given your specific risk tolerance and investment goals or for advice.
  • Data presented reflects past performance. An index is not available for direct investment; therefore its performance does not reflect the expenses, fees, and taxes you generally pay with the active management of an actual portfolio.

Janus Capital Management LLC

Janus Capital Management LLC ("Janus Capital") is an investment adviser registered with the U.S. Securities and Exchange Commission. Among its advisory services, Janus Capital provides financial planning, including an interactive asset allocation tool. A portion of the asset allocation tool was developed by Wilshire Associates Incorporated (“Wilshire”) and is provided through an agreement between Janus Capital and Wilshire. One of the purposes of the tool is to illustrate diversification principles by showing how a user could spread his or her money across different types of investments. In addition, the tool allows the user to select different Janus funds to meet a certain asset allocation. The principal officers of Janus Capital can be viewed using the link to our investor relations website.

Allocation Services

Janus Capital offers financial planning solely through an online asset allocation tool. Only the tool’s questionnaire and the identification of asset classes underlying each model portfolio were developed by Wilshire. The asset allocation tool is designed to illustrate how a user, based on an investor profile, could diversify his or her portfolio among various asset classes.

The asset allocation tool on Janus Capital's website allows the user to either select his or her investor profile or determine their investor profile by completing a questionnaire with eight different questions. The questionnaire incorporates several factors including the user's age, investment goals, investment history and attitude toward risk to determine an asset allocation plan. For the purpose of this service, there are five different investor profiles. They are: Aggressive Growth, Growth, Moderate, Conservative and Very Conservative. The investor profile provides a suggested asset allocation among the following asset classes: Domestic Large Cap Stocks, Domestic Mid/Small Cap Stocks, International Stocks and Bonds. Cash allocations are not directly addressed in these allocations because individual liquidity requirements vary tremendously among individuals. However, as a rule of thumb, it is suggested that investors keep several months of expenses in a liquid cash account. Wilshire is not acting as an investment adviser to the user with respect to his or her use of the asset allocation questionnaire or asset allocation models. Wilshire is not responsible for determining what funds are presented within this asset allocation tool, their assigned categories, or whether these funds are appropriate for users.

By using the asset allocation tool, you are not obligated to purchase any Janus funds or accept the suggested asset allocation. If you choose to purchase any Janus funds, it is your obligation to obtain a prospectus and complete the transaction. Janus Capital is not authorized to make decisions regarding your investments.

Fees and other costs

The asset allocation tool is provided without charge. In addition, the purchase or sale of Janus direct retail fund shares (whether or not suggested by the asset allocation tool) is not subject to a sales load. However, as the investment adviser for the Janus family of funds, Janus Capital does receive advisory fees that are paid out of fund assets. These fees and expenses of the funds are described in the fund prospectuses and are indirectly borne by fund shareholders. There may also be fees associated with an exchange or redemption of shares. Please consult the prospectus for information about any fees or other expenses associated with a Janus fund.

Contacting Janus Capital Management LLC

For additional information, Janus Capital can be reached by mail at Janus, P.O. Box 55932, Boston, MA 02205-5932 or by calling us at 1-888-523-9195. Shares of the Janus funds are distributed by Janus Distributors LLC, a registered broker-dealer that is a wholly owned subsidiary of Janus Capital Management LLC. Please consider the charges, risks, expenses and investment objectives carefully before investing. For a prospectus containing this and other information, please call Janus at 1-888-523-9195 or download the file from janus.com. Read it carefully before you invest or send money.

If you agree to the information outlined above, select "Accept" to gain access to the online asset allocation planner. If you do not agree to the information, select "Decline" to exit.