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Janus Report

Planning
 

Maximize your retirement investments by choosing an account with the tax features that fit your needs. To review your options and find details about tax features, eligibility, and maximum contributions, select an account type below.

Traditional IRA
Depending on your income, contributions may be tax-deductible and investments grow tax-deferred until money is withdrawn.
Roth IRA
Retirement assets grow tax-deferred and qualified withdrawals are tax free. Contributions are not tax deductible.
SEP-IRA
Designed for small business owners, self-employed individuals, and their employees where participants can invest for retirement on a tax-deferred basis.
SARSEP-IRA 
Tax-deferred retirement plan offered by small businesses with fewer than 25 employees where both employees and the employer can make pre-tax contributions.
Defined Contribution Plan
Employer-sponsored retirement plan that allows employer contributions to be made for employees based on a percentage of the employee's compensation.
Direct Rollover*
Assets from a qualified retirement plan, such as a 401(k) plan, remain tax deferred when they are transferred directly to an IRA. 
Asset Transfer*
Tax-deferred account is transferred directly from another financial institution to a similar retirement account at Janus.
Tax Year
Maximum
Contribution^
2013 $5,500
2014 $5,500

Catch-up: Individuals age 50 or older may contribute an additional $1,000.

Learn more about
Traditional and Roth IRAs.
 

Please consider the charges, risks, expenses and investment objectives carefully before investing. Please see a prospectus , or if available, a summary prospectus containing this and other information. Read it carefully before you invest or send money.

A IRA should be considered a long-term investment. IRAs generally have expenses and account fees, which may impact the value of the account. Non-qualified withdrawals may be subject to taxes and penalties. Maximum contributions are subject to eligibility requirements. Depending on your eligibility, you may not be able to contribute the maximum amount. For more detailed information about taxes, consult IRS Publication 590 or your tax adviser regarding your personal circumstance.

*Asset Transfer and Direct Rollovers are not retirement Accounts as described by Internal Revenue Code.

^ IMPORTANT: Maximum contributions are subject to eligibility requirements. Depending on your eligibility, you may not be able to contribute the maximum amount. Consult IRS Pub 590 (for Education Savings Accounts, consult IRS Pub 970) or your tax adviser regarding your personal circumstance. For IRAs, investors age 50 and older may be able to invest an extra $1,000.

Janus Distributors LLC